Homeowner & Resident Services

Homeowner & Resident Services


Administered by the City of Cleveland Division of Neighborhood Services, Afford-A-Home helps home buyers purchase and repair affordable Cleveland homes. Along with local banks and neighborhood housing organizations, the program offers low-interest loans and interest-free second mortgages in amounts of $10,000 or $20,000.   For more information, call (216) 664-2045 or click here.


Tax Abatement

The City of Cleveland’s Residential Tax Abatement program offers temporary elimination of 100 percent of the increase in real estate property tax for eligible projects. It is available to stimulate investment in new development or redevelopment in the City of Cleveland. The length or term of abatement varies from 10 to 15 years depending on type of project. Qualifying types of development include new construction, conversion of nonresidential buildings to residential units, rehabilitation of existing homes and home improvements costing over $2,500.  For more information, click here.


Down Payment Assistance

Although there is not a specific down payment assistance program in the City of Cleveland, occasionally financial institutions offer financial assistance programs. Application for a down payment assistance program is usually made at or before your mortgage application. For more information on down payment assistance, visit the Cleveland Housing Network’s website or the Neighborhood Housing Services website.


Free Home Buying & Credit Counseling Classes

There are several outstanding resources in Greater Cleveland geared toward helping low-income families move out of poverty.  From classes in money management to homeownership training classes to home maintenance workshops, the following organizations can help you get on the right path to home ownership.

Neighborhood Housing Services
Cleveland Housing Network


Home Repair Loans

Several Greater Cleveland organizations offer home repair assistance programs.  For more information and eligibility requirements, contact one of the following organizations:

Neighborhood Housing Services
Cleveland Restoration Society
HUD 203K Rehabilitation Loans
Senior Homeowner Assistance Program

Huntington Bank Rehab Loan Services – Call Nelson Custer at (216) 515-6863